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Mantoloking Real Estate

Ocean County Housing Market Is Heating Up

$4.1MMedian Price
27Listings
39Days on Market

Mantoloking Housing Market

This barrier island market carries a median list price of $4.07 million and homes averaging 39 days on market. Prices are up 0.3% year-over-year as buyer activity picks up. At this price point, most buyers are cash-heavy and transact on their own schedule regardless of broader market movements.

This is one of the most expensive shore markets, with prices running about 662% above the shore-wide median. Expect luxury properties and premium beach access.

Price Trends (24 Months)

$2.1M$3.5M$4.8M$6.2M$7.5MMay '24Sep '24Jan '25May '25Sep '25Jan '26Apr '26
Median List Price
Latest: $4.1M

Current Market Snapshot

Median Price
$4.07M
-0.3%YoY
Active Listings
27
Days on Market
39
Monthly Change
-17.6%

Compared to Ocean County

ZIP Median Price
$4.1M
County Median
$535K
Difference
+661.6%above county avg

Market Health Indicators

Price Trend
-0.3%
Days on Market
39 days
Inventory
27

About Mantoloking

Mantoloking is a shore community in Ocean County. Learn more about beaches, attractions, dining, and events.

Mantoloking

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Investment Potential

Investment Calculator

Estimate your potential returns if you rent out your Mantoloking property during summer months.

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10%$815K50%
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Peak summer week rate

4 wks20 wks

Annual Summary

Gross Rental Income$146,400
Est. Expenses (30%)-$43,920
Net Rental Income$102,480
Annual Mortgage-$260,250
Property Tax (est.)-$73,346
Annual Cash Flow$-231,116
Cap Rate
0.7%
Cash-on-Cash
-28.4%

Investment Outlook

Challenging as pure investment. Negative cash flow means you would need other income or appreciation to justify. Better suited as a vacation home with some rental offset.

* Estimates only. Consult a financial advisor and research local rental regulations. Expenses estimate includes insurance, maintenance, management, and vacancy.

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Nearby ZIP Codes

08742Point Pleasant Beach08735Lavallette08751Seaside Heights08752Seaside Park08006Barnegat Light08008Beach Haven

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Mantoloking Real Estate FAQs

What is the median home price in Mantoloking (08738)?
The current median list price in Mantoloking (ZIP 08738) is approximately $4075K. Prices vary based on proximity to the beach, property size, and condition. Check the market snapshot above for the latest data.
Is Mantoloking a good place to buy a shore home?
Mantoloking offers its own unique character within Ocean County. Consider factors like beach access, local amenities, commute times, and rental potential. Many buyers rent in the area first to experience the community before purchasing.
How long do homes stay on the market in 08738?
Days on market in Mantoloking varies seasonally. Summer listings often move faster due to higher buyer activity. Check the current market metrics above to see how quickly homes are selling in this area right now.
Can I rent out my property in Mantoloking?
Rental regulations in Mantoloking depend on local ordinances. Some shore towns welcome short-term vacation rentals while others restrict them. Contact the local municipality for current rental permit requirements and restrictions.
What are the flood insurance costs in 08738?
Flood insurance costs in Mantoloking depend on the property's elevation, flood zone designation, and whether the structure has been elevated. Properties in high-risk zones (A or V zones) require flood insurance for federally-backed mortgages.
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