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Sea Girt Real Estate

Monmouth County Offers Buyer Opportunities

$3.3MMedian Price
7Listings
50Days on Market

Sea Girt Housing Market

Monmouth County has a median list price of $3.26 million, down 34.1% year-over-year. At 50 days on market, buyers have time to evaluate options carefully. Buyers at this price point are deliberate regardless of market conditions -- expect longer negotiations rather than quick closes.

This is one of the most expensive shore markets, with prices running about 301% above the shore-wide median. Expect luxury properties and premium beach access.

Summer is peak season for shore real estate activity. Expect competition for beachfront and ocean-view properties as seasonal buyers are most active.

Price Trends (24 Months)

$1.7M$2.8M$3.8M$4.9M$6.0MMay '24Sep '24Jan '25May '25Sep '25Jan '26Apr '26
Median List Price
Latest: $3.3M

Current Market Snapshot

Median Price
$3.26M
-34.1%YoY
Active Listings
7
Days on Market
50
Monthly Change
+31.8%

Compared to Monmouth County

ZIP Median Price
$3.3M
County Median
$814K
Difference
+301.0%above county avg

Market Health Indicators

Price Trend
-34.1%
Days on Market
50 days
Inventory
7

About Sea Girt

Sea Girt is a shore community in Monmouth County. Learn more about beaches, attractions, dining, and events.

Sea Girt

Try Sea Girt Before You Buy

Rent a vacation home to experience the neighborhood before committing β€” or book a hotel for a scouting trip.

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Investment Potential

Investment Calculator

Estimate your potential returns if you rent out your Sea Girt property during summer months.

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10%$653K50%
$

Peak summer week rate

4 wks20 wks

Annual Summary

Gross Rental Income$117,600
Est. Expenses (30%)-$35,280
Net Rental Income$82,320
Annual Mortgage-$208,373
Property Tax (est.)-$58,725
Annual Cash Flow$-184,778
Cap Rate
0.7%
Cash-on-Cash
-28.3%

Investment Outlook

Challenging as pure investment. Negative cash flow means you would need other income or appreciation to justify. Better suited as a vacation home with some rental offset.

* Estimates only. Consult a financial advisor and research local rental regulations. Expenses estimate includes insurance, maintenance, management, and vacancy.

Nearby ZIP Codes

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Sea Girt Real Estate FAQs

What is the median home price in Sea Girt (08750)?
The current median list price in Sea Girt (ZIP 08750) is approximately $3263K. Prices vary based on proximity to the beach, property size, and condition. Check the market snapshot above for the latest data.
Is Sea Girt a good place to buy a shore home?
Sea Girt offers its own unique character within Monmouth County. Consider factors like beach access, local amenities, commute times, and rental potential. Many buyers rent in the area first to experience the community before purchasing.
How long do homes stay on the market in 08750?
Days on market in Sea Girt varies seasonally. Summer listings often move faster due to higher buyer activity. Check the current market metrics above to see how quickly homes are selling in this area right now.
Can I rent out my property in Sea Girt?
Rental regulations in Sea Girt depend on local ordinances. Some shore towns welcome short-term vacation rentals while others restrict them. Contact the local municipality for current rental permit requirements and restrictions.
What are the flood insurance costs in 08750?
Flood insurance costs in Sea Girt depend on the property's elevation, flood zone designation, and whether the structure has been elevated. Properties in high-risk zones (A or V zones) require flood insurance for federally-backed mortgages.