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Highlands Real Estate

Monmouth County Real Estate Is in High Demand

$742KMedian Price
14Listings
25Days on Market

Highlands Housing Market

Monmouth County offers bay access and waterfront living at a median list price of $742,000, and homes are going under contract in 25 days on average. Prices are up 25.5% from a year ago. NJ Transit access makes this market attractive to NYC-area buyers who want a shore base within commuting distance.

Prices are in line with the broader shore market median.

Price Trends (24 Months)

$541K$627K$714K$801K$888KMay '24Sep '24Jan '25May '25Sep '25Jan '26Apr '26
Median List Price
Latest: $742K

Current Market Snapshot

Median Price
$742K
+25.5%YoY
Active Listings
14
Days on Market
25
Monthly Change
+6.4%

Compared to Monmouth County

ZIP Median Price
$742K
County Median
$814K
Difference
-8.8%below county avg

Market Health Indicators

Price Trend
+25.5%
Days on Market
25 days
Inventory
14

About Highlands

Highlands is a shore community in Monmouth County. Learn more about beaches, attractions, dining, and events.

Highlands

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Investment Potential

Investment Calculator

Estimate your potential returns if you rent out your Highlands property during summer months.

$
10%$148K50%
$

Peak summer week rate

4 wks20 wks

Annual Summary

Gross Rental Income$26,400
Est. Expenses (30%)-$7,920
Net Rental Income$18,480
Annual Mortgage-$47,373
Property Tax (est.)-$13,351
Annual Cash Flow$-42,244
Cap Rate
0.7%
Cash-on-Cash
-28.5%

Investment Outlook

Challenging as pure investment. Negative cash flow means you would need other income or appreciation to justify. Better suited as a vacation home with some rental offset.

* Estimates only. Consult a financial advisor and research local rental regulations. Expenses estimate includes insurance, maintenance, management, and vacancy.

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Nearby ZIP Codes

07716Atlantic Highlands07760Sea Bright07750Monmouth Beach07740Long Branch07723Deal07711Allenhurst

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Highlands Real Estate FAQs

What is the median home price in Highlands (07732)?
The current median list price in Highlands (ZIP 07732) is approximately $742K. Prices vary based on proximity to the beach, property size, and condition. Check the market snapshot above for the latest data.
Is Highlands a good place to buy a shore home?
Highlands offers its own unique character within Monmouth County. Consider factors like beach access, local amenities, commute times, and rental potential. Many buyers rent in the area first to experience the community before purchasing.
How long do homes stay on the market in 07732?
Days on market in Highlands varies seasonally. Summer listings often move faster due to higher buyer activity. Check the current market metrics above to see how quickly homes are selling in this area right now.
Can I rent out my property in Highlands?
Rental regulations in Highlands depend on local ordinances. Some shore towns welcome short-term vacation rentals while others restrict them. Contact the local municipality for current rental permit requirements and restrictions.
What are the flood insurance costs in 07732?
Flood insurance costs in Highlands depend on the property's elevation, flood zone designation, and whether the structure has been elevated. Properties in high-risk zones (A or V zones) require flood insurance for federally-backed mortgages.
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