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Neptune City Real Estate

Monmouth County Housing Market Is Heating Up

$577KMedian Price
49Listings
26Days on Market

Neptune City Housing Market

Monmouth County is a residential coastal community with a median list price of $577,000 and homes averaging 26 days on market. Prices are up 3.6% year-over-year as buyer activity picks up. This is primarily a year-round residential market rather than a seasonal resort -- prices reflect local demand more than vacation activity.

Prices are about 29% below the shore-wide median, offering relative value for buyers.

Summer is peak season for shore real estate activity. Expect competition for beachfront and ocean-view properties as seasonal buyers are most active.

Price Trends (24 Months)

$508K$542K$576K$610K$644KMay '24Sep '24Jan '25May '25Sep '25Jan '26Apr '26
Median List Price
Latest: $577K

Current Market Snapshot

Median Price
$577K
-3.6%YoY
Active Listings
49
Days on Market
26
Monthly Change
+0.4%

Compared to Monmouth County

ZIP Median Price
$577K
County Median
$814K
Difference
-29.1%below county avg

Market Health Indicators

Price Trend
-3.6%
Days on Market
26 days
Inventory
49

About Neptune City

Neptune City is a shore community in Monmouth County. Learn more about beaches, attractions, dining, and events.

neptune-city

Try Neptune City Before You Buy

Rent a vacation home to experience the neighborhood before committing — or book a hotel for a scouting trip.

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Investment Potential

Investment Calculator

Estimate your potential returns if you rent out your Neptune City property during summer months.

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10%$115K50%
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Peak summer week rate

4 wks20 wks

Annual Summary

Gross Rental Income$20,400
Est. Expenses (30%)-$6,120
Net Rental Income$14,280
Annual Mortgage-$36,821
Property Tax (est.)-$10,377
Annual Cash Flow$-32,918
Cap Rate
0.7%
Cash-on-Cash
-28.5%

Investment Outlook

Challenging as pure investment. Negative cash flow means you would need other income or appreciation to justify. Better suited as a vacation home with some rental offset.

* Estimates only. Consult a financial advisor and research local rental regulations. Expenses estimate includes insurance, maintenance, management, and vacancy.

Nearby ZIP Codes

07716Atlantic Highlands07732Highlands07760Sea Bright07750Monmouth Beach07740Long Branch07723Deal

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Neptune City Real Estate FAQs

What is the median home price in Neptune City (07753)?
The current median list price in Neptune City (ZIP 07753) is approximately $577K. Prices vary based on proximity to the beach, property size, and condition. Check the market snapshot above for the latest data.
Is Neptune City a good place to buy a shore home?
Neptune City offers its own unique character within Monmouth County. Consider factors like beach access, local amenities, commute times, and rental potential. Many buyers rent in the area first to experience the community before purchasing.
How long do homes stay on the market in 07753?
Days on market in Neptune City varies seasonally. Summer listings often move faster due to higher buyer activity. Check the current market metrics above to see how quickly homes are selling in this area right now.
Can I rent out my property in Neptune City?
Rental regulations in Neptune City depend on local ordinances. Some shore towns welcome short-term vacation rentals while others restrict them. Contact the local municipality for current rental permit requirements and restrictions.
What are the flood insurance costs in 07753?
Flood insurance costs in Neptune City depend on the property's elevation, flood zone designation, and whether the structure has been elevated. Properties in high-risk zones (A or V zones) require flood insurance for federally-backed mortgages.
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