Jersey ShoreGUIDE

Smithville Real Estate

Atlantic County Housing Market Is Heating Up

$352KMedian Price
103Listings
35Days on Market

Smithville Housing Market

Atlantic County is a residential coastal community with a median list price of $352,000 and homes averaging 35 days on market. Prices are up 9.7% year-over-year as buyer activity picks up. The buyer base is primarily retirees and year-round residents -- less subject to the seasonal speculation that affects beach resort markets.

Prices are about 14% below the shore-wide median, offering relative value for buyers.

Summer is peak season for shore real estate activity. Expect competition for beachfront and ocean-view properties as seasonal buyers are most active.

Price Trends (24 Months)

$346K$360K$374K$388K$402KMay '24Sep '24Jan '25May '25Sep '25Jan '26Apr '26
Median List Price
Latest: $352K

Current Market Snapshot

Median Price
$352K
-9.7%YoY
Active Listings
103
Days on Market
35
Monthly Change
+1.0%

Compared to Atlantic County

ZIP Median Price
$352K
County Median
$407K
Difference
-13.5%below county avg

Market Health Indicators

Price Trend
-9.7%
Days on Market
35 days
Inventory
103

About Smithville

Smithville is a shore community in Atlantic County. Learn more about beaches, attractions, dining, and events.

smithville

Try Smithville Before You Buy

Rent a vacation home to experience the neighborhood before committing — or book a hotel for a scouting trip.

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Investment Potential

Investment Calculator

Estimate your potential returns if you rent out your Smithville property during summer months.

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10%$70K50%
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Peak summer week rate

4 wks20 wks

Annual Summary

Gross Rental Income$13,200
Est. Expenses (30%)-$3,960
Net Rental Income$9,240
Annual Mortgage-$22,498
Property Tax (est.)-$6,340
Annual Cash Flow$-19,598
Cap Rate
0.8%
Cash-on-Cash
-27.8%

Investment Outlook

Challenging as pure investment. Negative cash flow means you would need other income or appreciation to justify. Better suited as a vacation home with some rental offset.

* Estimates only. Consult a financial advisor and research local rental regulations. Expenses estimate includes insurance, maintenance, management, and vacancy.

Nearby ZIP Codes

08203Brigantine08401Atlantic City08406Ventnor08402Margate08403Longport08244Somers Point

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Smithville Real Estate FAQs

What is the median home price in Smithville (08205)?
The current median list price in Smithville (ZIP 08205) is approximately $352K. Prices vary based on proximity to the beach, property size, and condition. Check the market snapshot above for the latest data.
Is Smithville a good place to buy a shore home?
Smithville offers its own unique character within Atlantic County. Consider factors like beach access, local amenities, commute times, and rental potential. Many buyers rent in the area first to experience the community before purchasing.
How long do homes stay on the market in 08205?
Days on market in Smithville varies seasonally. Summer listings often move faster due to higher buyer activity. Check the current market metrics above to see how quickly homes are selling in this area right now.
Can I rent out my property in Smithville?
Rental regulations in Smithville depend on local ordinances. Some shore towns welcome short-term vacation rentals while others restrict them. Contact the local municipality for current rental permit requirements and restrictions.
What are the flood insurance costs in 08205?
Flood insurance costs in Smithville depend on the property's elevation, flood zone designation, and whether the structure has been elevated. Properties in high-risk zones (A or V zones) require flood insurance for federally-backed mortgages.
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