What is the median home price in Stone Harbor (08247)?

The current median list price in Stone Harbor (ZIP 08247) is approximately $4697K. Prices vary based on proximity to the beach, property size, and condition. Check the market snapshot above for the latest data.

Is Stone Harbor a good place to buy a shore home?

Stone Harbor offers its own unique character within Cape May County. Consider factors like beach access, local amenities, commute times, and rental potential. Many buyers rent in the area first to experience the community before purchasing.

How long do homes stay on the market in 08247?

Days on market in Stone Harbor varies seasonally. Summer listings often move faster due to higher buyer activity. Check the current market metrics above to see how quickly homes are selling in this area right now.

Can I rent out my property in Stone Harbor?

Rental regulations in Stone Harbor depend on local ordinances. Some shore towns welcome short-term vacation rentals while others restrict them. Contact the local municipality for current rental permit requirements and restrictions.

What are the flood insurance costs in 08247?

Flood insurance costs in Stone Harbor depend on the property's elevation, flood zone designation, and whether the structure has been elevated. Properties in high-risk zones (A or V zones) require flood insurance for federally-backed mortgages.

Stone Harbor Real Estate

Cape May County Housing Market Is Heating Up

$4.7MMedian Price

38Listings

40Days on Market

Stone Harbor Housing Market

Stone Harbor sits just south of Avalon on Seven Mile Island, with a smaller footprint and -- contrary to common perception -- a higher median price. At roughly $4.8M median versus Avalon's $3.4M, Stone Harbor consistently runs at the top of the Cape May County market. The gap reflects extremely tight inventory: fewer blocks, fewer properties, and a seller base that has held for decades. Herons Square, the bird sanctuary at the center of town, does not appear on listing sheets, but longtime buyers understand it shapes the character of the place in ways that are hard to put a number on. Most turnover comes from within: existing shore owners trading up from Ocean City or Wildwood, or buyers who have vacationed in Stone Harbor for years before finally deciding to purchase. Days on market can run long not because demand is soft, but because the buyer pool is small and deliberate. Stone Harbor has less inventory and less turnover than Avalon, which cuts both ways depending on your timeline.

Summer is peak season for shore real estate activity. Expect competition for beachfront and ocean-view properties as seasonal buyers are most active.

Price Trends (24 Months)

Median List Price

Latest: $4.7M

Current Market Snapshot

Median Price

$4.70M

-6.0%YoY

Active Listings

Days on Market

Monthly Change

-3.1%

Compared to Cape May County

ZIP Median Price

$4.7M

County Median

$924K

Difference

+408.3%above county avg

Market Health Indicators

Price Trend

-6.0%

Days on Market

40 days

Inventory

About Stone Harbor

Stone Harbor is a shore community in Cape May County. Learn more about beaches, attractions, dining, and events.

Stone Harbor

Try Stone Harbor Before You Buy

Rent a vacation home to experience the neighborhood before committing — or book a hotel for a scouting trip.

Browse Vacation Rentals

Plan Your Trip to Stone Harbor, NJ

HotelsCar Rentals

Some links may earn us a commission. Learn more

Investment Potential

Investment Calculator

Estimate your potential returns if you rent out your Stone Harbor property during summer months.

Purchase Price

Down Payment: 20%

10%$939K50%

Interest Rate: 7%

Weekly Rental Rate

Peak summer week rate

Weeks Rented/Year: 12

4 wks20 wks

Annual Summary

Gross Rental Income$169,200

Est. Expenses (30%)-$50,760

Net Rental Income$118,440

Annual Mortgage-$299,993

Property Tax (est.)-$84,546

Annual Cash Flow$-266,099

Cap Rate

0.7%

Cash-on-Cash

-28.3%

Investment Outlook

Challenging as pure investment. Negative cash flow means you would need other income or appreciation to justify. Better suited as a vacation home with some rental offset.

* Estimates only. Consult a financial advisor and research local rental regulations. Expenses estimate includes insurance, maintenance, management, and vacancy.

Nearby ZIP Codes

08226Ocean City 08248Strathmere 08243Sea Isle City 08202Avalon 08260Wildwood 08204Cape May

Stone Harbor Market Updates

Get monthly housing insights for this area.

No spam. Unsubscribe anytime.

Stone Harbor Real Estate FAQs

What is Stone Harbor's real estate market like?

Stone Harbor is a low-turnover luxury market. Most sellers have held properties for decades, so inventory is consistently thin. When properties come available, they sell at competitive prices. Days on market can be long because the buyer pool is smaller and more deliberate, not because of weak demand.

How does Stone Harbor compare to Avalon for real estate?

Stone Harbor runs higher than Avalon in median price despite being smaller and less well known outside the shore community. The tight inventory and long-held ownership base keep prices elevated. Both towns attract similar buyers -- finance professionals and multi-generational shore families -- and the choice between them tends to come down to personal preference and what happens to be available.

Is Stone Harbor good for vacation rentals?

Yes. Summer weekend rates in Stone Harbor are competitive with Avalon. The limited commercial density and beach quality attract a repeat-vacation rental clientele. Most owners rent for some portion of the season, even if they also use the property personally.

What is Herons Square in Stone Harbor?

Herons Square is a 21-acre wildlife sanctuary in the center of Stone Harbor where over 1,000 nesting pairs of herons and egrets roost annually. It is one of only a handful of this type of colonial water bird rookery in New Jersey. For buyers who value that kind of community asset, it is a meaningful differentiator.

What are the most desirable streets in Stone Harbor?

Ocean-block properties command the highest prices. The three-block wide residential area means most properties are within reasonable walking distance of the beach. 96th to 100th Streets are generally considered the most sought-after blocks near the commercial center.

← Cape May County Real Estate|Shore Real Estate Overview